The study of 1,600 youngsters also found the top three things school children believe would make learning about money more fun. Jokes and funny stuff, games and using “real” money in “real” situations were top of their list.

The study comes as the Bank of England, The Beano and digital education company Tes Global launch Money and Me, a new primary school learning resource to help teachers teach children about money management and finances. 

Scottish Financial News reported last month that the new collaboration includes a 12-lesson course on financial literacy, which will be introduced this month across Scottish, English and Welsh school curriculums.

Andrew Bailey, the Bank of England’s governor said: “The current economic situation has demonstrated the importance of financial education. This research shows how much further we have to go to embed it into the lives of young people. Our Money and Me resource, developed in conjunction with The Beano and Tes Global, will help to fill that gap and support primary school teachers to engage pupils in these vital issues from an early age.”

The resource features Dennis the Menace, Minnie the Minx and The Beano gang, who help make the learning process fun with step-by-step lessons, presentations, interactive activities and games, The Press and Journal reports. 

Lessons cover questions and topics such as What is Money? Managing My Money, Ethical Spending and What is Debt? Children can work out how Minnie should spend her £10 birthday money, help Dennis avoid a charity fundraising scam and advise Smiffy on the importance of making secure online payments.

The survey also found girls (19%) are less likely to enjoy learning about money than boys (34%).