Colin Cardwell

The statistics in Scotland’s fintech sector are impressive. The industry has only realised its significant potential since the 2010s with the advent of mobile technology, cloud computing and the big data revolution – but is now a part of our lives through daily engagement with open banki

One of Albert Einstein’s many quotable axioms is that "The measure of intelligence is the ability to change". With the imperative to accelerate progress accentuated both by recent social and economic events and new customer demands, accountants and advisers CT (formerly Chiene + Tait) this sum