Designed to accommodate a wide range of both pre and post retirement options, SIPPs give you a much greater degree of freedom than any other pension. In particular, the range of investments that can be held in a SIPP and SSAS are wider than those permitted in a personal pension scheme and include the option to invest in commercial property.

For a limited period only, specialist SIPP provider Yorsipp has reduced their prices for transferring property into a SIPP or SSAS by up to 30%.

Whether it is to inject cash and transfer funds into your client’s business or as an ongoing investment opportunity, using a SIPP or SSAS and transferring commercial property into a SIPP or SSAS is an extremely tax-efficient way of buying business premises. The SIPP doesn’t need to cover the complete value of a potential property investment as you can borrow up to 50% of the net value of the scheme, and it is also available as an option for unconnected properties or syndicated arrangements and multi-SIPPS. Likewise a SIPP does not have to acquire an entire building. For connected purchases, it is possible to purchase part of a property using a SIPP enabling the client to buy up to the value of their current scheme.

Key reasons for transferring commercial property into a SIPP or SSAS:

• Funds for business projects
• Rent paid into the SIPP (less any loan repayments), generally grows free of income tax and any growth in the value of the property is generally free from capital gains tax
• Tax relief (within HMRC limits)
• Greater flexibility and control over investments
• On-going investment to save for later years
• Opportunity for part purchase
• Opportunity for syndicate purchase options,
• Transfer of funds back into the business

Yorsipp is a specialised SIPP provider offering clients bespoke investment solutions, with a focus on diversity, flexibility, and range. When it comes to commercial property investment, Yorsipp understands the market inside-out and with Yorsipp you’re in complete control of how and where your money is invested. With a very experienced technical team, no hidden costs, the flexibility for clients to use their own professional partners, as well as the choice of investment and retirement income solutions, now is the best time to take advantage of transferring commercial property into a SIPP or SSAS with our special offer.

Visit our website to find out more information on our offer.

Yorsipp Limited does not and will not provide financial advice. Please seek the appropriate advice from a regulated financial advisor.