The move means brokers with clients looking to purchase or remortgage a BTL in Scotland can now access the lender’s leading range of first charge products. 

Previously, the lender’s BTL range was only available to landlords buying or remortgaging BTLs in England and Wales.

West One’s range caters for a wide range of amateur and professional landlords and is available exclusively through intermediaries. Its rates start from 2.59%.

The lender’s individual approach to underwriting ensures that each case is reviewed on its merits, ensuring a smoother purchase or remortgage journey.

Andrew Ferguson, managing director of buy-to-let at West One Loans, said: “Entering the Scottish market is an exciting milestone, and we believe Scotland’s dynamic housing sector, supported by nearly 238,000 buy-to-let landlords, presents significant opportunities for us as a lender.

“While competition is strong, we believe our market-leading products, flexible criteria and commitment to tailored underwriting will be warmly received by brokers and landlords across the country.”

Jez Quinn, head of sales – North (buy-to-let and bridging), said: “This is a huge step forward for us and we’re keen to make an instant impact on the Scottish market.

“The buy-to-let market is more complex than ever and intermediaries need a flexible, solution-focused lender they can trust – we’re here to be that lender for brokers.

“We’re taking this move very seriously, which is why we have a dedicated northern based field BDM, Rick Davey, plus office support to ensure West One provide Scottish brokers with expert support on criteria and case enquiries.”