A total of 48 Lloyds Bank branches and 18 Halifax branches will be closing, none of which are in Scotland.

The lender said that visits to these branches have fallen by 60% in the last five years, on average, and by 85% in some locations.

Lloyds Banking Group said that it now has 19.1 million online banking customers and 15.6 million mobile app users, which means the bank “needs to make sure our branches are in the right places, where they are being used regularly.”

The bank urged that all of the branch locations announced for closure have at least one free to use ATM within half a mile and a Post Office within 1.1 miles.

All colleagues who work at these branches will move to a role at another branch or in another part of our business, there are no compulsory or voluntary redundancies as a result of these changes.

Russell Galley, director of consumer relationships at Lloyds Banking Group, said: “Our customers have more choice than ever in how they bank with us. As our customers do more online, visits to some branches have fallen by as much as 85% over the last five years. Alongside our digital, online and telephone services, we’ll continue to invest in our branches, but they need to be in the right places, where they’re well-used.”

The full list of bank branch closures announced this year, can be found here.