Jackie Leiper

Alongside a team of experts, Ms Leiper will represent the group in Scotland and work with politicians, regional business leaders, community networks and charities to help address the challenges facing the country.

With more than 25 years’ experience in the financial services industry, Ms Leiper takes over from Philip Grant, who retired from Lloyds Banking Group at the end of 2022 after 40 years’ service. She will use her knowledge of financial planning, saving and investing to support people across Scotland. She will also champion small businesses and promote the importance of providing affordable housing, as well as advise on Scotland’s transition to a low-carbon economy.

Born and raised in Larbert, Ms Leiper has been CEO of Dundee-based Embark Group since January 2022, following its acquisition by Lloyds Banking Group. Since joining Lloyds in 2010, she has specialised in pensions and investments, currently leading the Scottish Widows pensions and Halifax Share Dealing businesses alongside her Embark responsibilities. Ms Leiper is also a board member at the Bank of Scotland Foundation, helping to support charities across Scotland.

She said: “Scotland has so much to offer in terms of its people, culture, and businesses, so it wasn’t a difficult decision to say ‘yes’ when I was asked to take over from Philip. I’ve worked with the Group for many years, have a strong passion for Scotland and can’t wait to get stuck in and help people become more financially aware.

“From tourism and hospitality to fintech and food, Scotland boasts a hugely diverse talent pool but it’s essential people have the financial know-how to reach their personal or business goals.

“Looking to the future, we have some great growth opportunities as we head towards Net Zero. While introducing greener ways of working can boost resilience and protect the planet, I’m looking forward to helping those who need better financial planning to support their transition to a carbon-free economy.

“It’s an interesting time for Scotland and while challenges do lie ahead, I’m excited to build on the strong foundations that Philip has built and work with other leaders and businesses to show the world what we have to offer.”