Taking on account management responsibility for home improvement retailers across Scotland, Mr Macpherson has over 40 years’ experience in consumer finance, working mainly for American-owned UK banks specialising in unsecured point-of-sale credit. More recently he has gained experience in the areas of compliance and account management.

Mr Macpherson re-joins CCS having previously worked for the business between 2014 and 2016.

Alex McCulloch, CCS sales director, said: “I’m delighted to welcome Colin back to CCS. He brings considerable experience in client support to our Business Development Management team, and he will play a key role in assisting our retail-partners to develop their consumer finance strategies further. Colin will also be utilising his skills in compliance to assist retailers and our existing compliance team.”

Mr Macpherson added: “It’s great to re-join CCS and I’m looking forward to working with the team and helping our home improvement clients utilise a broad range of credit products to continue to grow their businesses over the coming months and years.”