Government homeownership schemes have helped 30,000 households get on property ladder

More than 30,000 households have been helped to buy their home through Scottish Government support schemes since 2007.

Government homeownership schemes have helped 30,000 households get on property ladder

Figures published today show that the majority of these purchasers were first-time buyers and young people, who often struggle to get into the property market. Just over a third were families with children.

This has been achieved through the Scottish Government’s two homeownership schemes – Help to Buy (Scotland) and the Low Cost Initiative for First-Time Buyers (LIFT).



The Help to Buy scheme offers an interest-free equity contribution of up to 15% against the value of a new build home.

The Low Cost Initiative for First-Time Buyers (LIFT) allows those new to the property market to buy a home without having to fund its entire cost, by providing an interest free equity contribution of up to 40 per cent against its value.

The Scottish Government has invested over £1.2 billion in Help to Buy and LIFT, and has exceeded its commitment in 2017 to support up to 3,500 households into affordable home ownership, including approximately 2,500 first-time buyers.

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